India transformed everyday banking through digital infrastructure. Its next challenge is the less visible overhaul of financial markets, risk management and supervision.
Rahul Ghosh
July 15, 2026 at 6:08 AM IST
istock.com
Rising inflation, weaker repayment capacity and supply disruptions from the West Asia crisis could force banks to recalibrate credit risk management.
K. Srinivasa Rao
May 25, 2026 at 6:43 AM IST
RBI’s shift to Expected Credit Loss norms pushes banks toward forward-looking risk assessment, aligning with global standards but demanding stronger models, supervision, and a deep cultural shift.
May 5, 2026 at 6:46 AM IST
